Checking with Big Rewards
No minimum balance required. No monthly service fees.
Kasasa Cash Back® Checking
Keep more for the things that matter with cash back on purchases. cash back on purchases.** – No Monthly Fees
Â
Kasasa Cash® High Interest Checking
Earn interest on the money in your checking account. Earn up to APY.* – No Monthly Fees
Â
Kasasa Tunes® Teen Checking
Earn Apple® App Store, Amazon®, or Google Play™ rewards. Up to $10 a month in rebates*** – No Monthly Fees
Â
Â
Basic Checking
An account that’s packed with everything you need—and nothing you don’t. No monthly fees.
Â
Â
Take Control of Your Finances
• Budget and achieve financial goals with Trends, a free personal finance tool.
• Monitor your current credit score and get your TransUnion credit report and score through SavvyMoney, a free credit monitoring tool.
• Snap a picture of your check to deposit it instantly with Remote Check Deposit.
Make Every Payment Easier
• Run out the door with just your phone, and use digital wallet providers like Apple Pay, Google Pay, and Samsung Pay to make secure purchases.
• Use Zelle to send gas money, pitch in for dinner, or request money from friends for their share of brunch.
• With PayPrompt you can set up automatic loan payments and payment reminders. The easiest way to cross something off the to-do list? Set it up to take care of itself!
Identity Theft Protection
Sign up for Kasasa® Protect to get a front line of defense against identity theft with 24/7 credit monitoring and credit score trackers. We’ll notify you if anything on your account looks suspicious, and if fraud does occur, we’ll help you restore the damages.
Nationwide Branches and ATMs
Access a nationwide CO-OP network of 6,000+ shared branch locations and 30,000+ surcharge-free ATMs. With shared branches, you can make deposits, withdrawals, and payments when you’re away from a Fitzsimons branch. With surcharge-free ATMs, cash for the farmer’s market or your favorite food truck is right around the corner, even when you’re in a different state.
-
*Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: Kasasa’s Monthly Qualification Cycle (MQC) is not the same as Fitzsimons Federal Credit Union’s statement cycle. To qualify for the APY (Annual Percent Yield) account must have at least 15 monthly Debit Card purchases, at least one monthly direct deposit, ACH credit, or ACH payment transaction. Even if you don’t meet your qualifications during the cycle, your Kasasa Cash® account is still free, and you’ll still earn our base dividend rate. The very next month you can get right back to earning your full rewards. Check Kasasa Cash® account page for full disclosure.
**Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle: Kasasa’s Monthly Qualification Cycle (MQC) is not the same as Fitzsimons Federal Credit Union’s statement cycle. To qualify for cash back on purchases account must have at least 15 monthly Debit Card purchases, at least one monthly direct deposit, ACH credit, or ACH payment transaction. Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back® account is still free, and you’ll still earn our base dividend rate. The very next month you can get right back to earning your full rewards. Check the Kasasa Cash Back® for the full account disclosure.
***Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes® account during each Monthly Qualification Cycle: Kasasa’s Monthly Qualification Cycle (MQC) is not the same as Fitzsimons Federal Credit Union’s statement cycle. In order to receive up to $10 a month in rebates the account must have at least 10 monthly Debit Card purchases At least one monthly direct deposit, ACH credit, or ACH payment transaction. Even if you don’t meet your qualifications during the cycle, your Kasasa Tunes® account is still free. Plus, you can get right back to earning your full rewards the very next month. Check the Kasasa Tunes® account page for the full disclosure.
Compare All Three
| Account Feature | Essential Checking | Elite Advantage Checking | Partner Rewards Checking |
|---|---|---|---|
| Acount Fees | no | $7.50/month | no |
| uChoose Rewards** | 1 point per $5.00 | 1 point per $5.00 | 1 point per $5.00 |
| Cash Back | no |
|
$0.25/per debit card transactions up to $10/month |
| Rewards | no |
|
ATM fee refunds up to $25 per month |
| Qualifiers | no | no | 15 debit card transactions per month |
| Dividends | no | 3% up to $10k | no |
| Loan Discounts* | no | 0.25% | no |
| Up to $10,000 Accidental Death & Dismemberment Insurance | no |
|
no |
| Up to $5,000 Identity Theft Insurance | no |
|
no |
| Social Security Number Monitoring | no |
|
no |
| Card Registration & Monitoring | no |
|
no |
| Everyday Rebate Rewards (up to 10% cash back) - $80 yearly | no |
|
no |
| Online Savings | no |
|
no |
| Discount Prescriptions | no |
|
no |
| One free Skip-A-Pay per year*** | no |
|
no |
| One overdraft forgiveness per year**** | no |
|
no |
| 1/2 priced wire transfers | no |
|
no |
| Cash Back Rewards | no |
|
no |
Rates effective as of: December 5, 2025
*Valid on all loans under the same member number with an Elite Advantage Checking account. APR = Annual Percentage Rate. ** Only signature-based debit card purchases are eligible to earn rewards. Enrollment is required to earn points. Visit uChooseRewards.com to enroll. ***Valid on all eligible loans under the same member number with an Elite Advantage Checking account (note: not all loans are eligible) . Must be a member in good standing and all loans must be paid current. Offer subject to approval. Offer excludes Certificate Secured Loans, Lines of Credit Loans, Credit Cards, PIC Loans, Worry Free Repayment Loans, and all Real Estate Secured Loans. Interest will continue to accrue, even though a payment will not be received. All other agreements in the loan remain in effect except those changed by this offer. Choosing to skip-a-payment will extend the term(s) of the loan(s). Skip-a payment offer is approved if you do not receive notice otherwise. Must Qualify. ****Upon request. $30 maximum. ******Elite Checking Rewards through Trilegiant: Up to $10,000 Accidental Death & Dismemberment Insurance Up to $5,000 Identity Theft Insurance Social Security Number Monitoring Card Registration & Monitoring Everyday Rebate Rewards (up to 10% cash back)-$80 yearly Cash Back Rewards Online Savings Discount Prescriptions *******Elite Checking Rewards through FFCU: One free Skip-A-Pay per year1. Valid on all loans under the same member number with a Partner Paramount Checking account One overdraft forgiveness per year. Upon request; $30 maximum ½ priced wire transfers
Open a Checking Account
Open an Account
Youth Accounts
Please schedule an appointment at one of the following branches to get started or give us a call at 303-340-3343:
Business Accounts & Loans
Please schedule an appointment at one of the following branches to get started:
Login
Home Value Look Up
[home-value]
Download our Mobile App
Open an Account
Leaving Our Website
Please Note: You are now leaving the Fitzsimons Credit Union website. We are not responsible for the privacy practices of any other website. We encourage you to read the privacy policies of any website you access, especially if individual identifying information is being collected.
Fitzsimons Credit Union does not represent either the third party or member if a transaction is entered.