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Auto Loan

Drive your dream car with Fitzsimons

Low rates, fast approvals, and no credit score impact.

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How it works

  • 1

    Apply in minutes

    Quick and easy application process

  • 2

    Get approved fast

    Fast approval decisions

  • 3

    Drive your new car

    Hit the road in no time

Why choose Fitzsimons

74_Secured Loan

Low Rates and Flexible Terms

Enjoy competitive rates and payment options tailored to fit your financial needs.

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Local Service and Peace of Mind

Experience personalized service from a trusted community partner who understands your needs.

Auto Loan Promotion

Refinance and save each month

Switch gears and save big when you refinance your ride with Fitzsimons — enjoy $300 cash back¹ or 1% off your current APR², plus no payments for 3 months³!

• No payments for 3 months³
• Rates as low as 5.49% APR
• Minimum refinance amount: $7,500
• Vehicles must be 2015 or newer

  • Promotion Expires 12/31/2025. *APR = Annual Percentage Rate. Minimum amount to finance and receive incentive is $7,500. Maximum loan term is 72 months. Vehicle must be model year 2015 or newer to qualify. Not valid for existing auto loans with Fitzsimons Federal Credit Union (FFCU). 1) Cash incentive of $300 will be distributed within 30 days of loan closing. Maximum of one $300 cash bonus per refinanced loan. Bonus will be deposited into the savings account as a dividend bonus and reported on IRS Form 1099-INT. Estimated value of bonus is $300. 2) With approved credit, receive 1% off your current APR; floor rate set at 4.99%. 3) 3 months=90 days. Interest begins accruing upon loan disbursement. Rates as low as 5.74% APR on new or used passenger vehicles. Not valid on RVs, motorcycles, and commercial vehicles. Advertised “as low as” APR assumes excellent credit history, maximum rate discounts and represents up to a 36-month term for a new or used auto. Your actual APR may differ based on your credit score, term, vehicle loan-to-value (LTV), age of vehicle, and membership status. This is a no cash out refi offer. Membership is required prior to loan funding. Available rate discounts include existing member discount (6-month minimum), LTV discounts, and term discounts. Rates are current as of 10/01/2025 and subject to change. FFCU reserves the right to withdraw this offer at any time without notice. Federally insured by NCUA.

“Great credit union, actually the best. Wonderful, professional staff. Have been a member for over 40 years and not going anywhere else”

— Charles G

Auto loans

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  • APR is the Annual Percentage Rate (APR). Loan interest rates and terms provided are estimates. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. Fitzsimons Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. Fitzsimons Credit Union membership is required. Auto Loan Payment Example: Payment example: Monthly payment for a $25,000 loan at 6.99% APR for a 60-month term = $496.27

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